English has one word for "if." Japanese has five: ~たら (tara), ~ば (ba), ~なら (nara), ~と (to), and ~時 (toki). Swap the wrong one in and the sentence either sounds off or means something different.
The biggest trap: only three of the five can be followed by a command or request ("If you see him, tell him!"). Use the wrong one there and native speakers will notice immediately, even if every other word in the sentence is correct. These forms recur across the reading and grammar sections at every level the official JLPT level descriptions cover, so getting them right matters beyond casual conversation.